BFSI

Sales & Distribution

Origination volume through direct sales, DSA partners, and digital channels is easy to track. Whether that volume is actually good — high quality, well cross-sold, converting efficiently through the funnel — requires connecting origination data to downstream loan performance and stage-level funnel data that most sales reporting doesn't touch.

FireAI ranks channels by quality-adjusted productivity, breaks down cross-sell attach rate by relationship manager and product pairing, isolates exactly where the lead funnel leaks, and tracks new-to-bank acquisition down to the district level — so sales leadership optimizes for durable volume, not just disbursement totals.

DSA/Agent Channel Productivity

DSA and agent channel performance is typically reported as total disbursement volume per partner, which rewards volume without showing loan quality — a DSA channel can look productive on volume while quietly originating the weakest vintage in the portfolio.

FireAI connects DSA-level disbursement volume to downstream loan performance, ranking channels on quality-adjusted productivity so sales leadership can see which partners drive genuinely profitable volume, not just volume.

DSA Channel Productivity Dashboard

Total Disbursement (MTD)
₹68.4 Cr 9.2%
Vs last quarter
Active DSA Partners
142 4%
Vs last quarter
Quality-Adjusted Top Decile Share
38% 3.1%
Vs last quarter
Channels Flagged for Review
6 -2%
Vs last quarter
Disbursement TrendLast 6 months, ₹ Cr
017345168
Quality-Adjusted Productivity by Channel TypeThis month
Direct SalesDSA Tier-1DSA Tier-2Digital

Insurance & Investment Cross-Sell Attach Rate

Attach rate for insurance and investment products alongside a loan is usually tracked at the branch or regional level in aggregate, which hides which specific relationship managers or channels are actually driving successful attach versus which are pushing an offer that doesn't convert.

FireAI breaks down attach rate by relationship manager, product combination, and channel, showing which pairings are converting and which are being offered without traction.

Ask FireAI about Cross-Sell Attach Rate

See how your team can ask questions in plain language and get instant analytics answers.

e.g. Which loan products have the best insurance attach rate?

Lead-to-Disbursement Funnel Conversion

The lead-to-disbursement funnel usually gets reported as a single overall conversion rate, which hides exactly which stage — application, document collection, credit decision, or final disbursement — is losing the most leads.

FireAI breaks the funnel down stage by stage across channels, showing precisely where leads drop off so sales and operations can fix the specific stage instead of guessing which part of the process is broken.

Geography-wise New-to-Bank Acquisition

New-to-bank customer acquisition is usually reviewed at a regional level, which can hide geography-specific acquisition trends within a region — a district growing fast right next to one that's stagnant looks like a flat regional average.

FireAI tracks new-to-bank acquisition at the district and pin-code level, surfacing local growth and stagnation patterns that a regional rollup would otherwise average away.

Frequently asked questions